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- Loans for People on Benefit: Easy Way to Chuck out the Financial Crunch. When a person is living on benefits but suddenly need extra cash for any emergency then he get Loans for people on benefits; it is very easy to get these loans through internet as an applicant can app...
(09/04/08 09:00 PM)
- Hidden Secrets of Maine Bad Credit Car Loans.
Recently, car loans with bad credit have been increasingly famous in many parts of USA including Maine. One of the main reasons for this is that... (09/04/08 09:00 PM)
- Get Utah Bad Credit Car Loans In-Spite Of Your Poor Credit Score .
Bad credit is always referred as poor credit rating that usually disqualifies a person to obtain a car loan. Fortunately, these bad credit people can still obtain car loans with bad credit. With th... (08/28/08 09:00 PM)
- Adjustable Rate Mortgages Are Housing Crisis’ Next Wave.
NPR’s Morning Edition today commented on the fact that the mortgage crisis may just be warming up:
There is growing concern that the home foreclosure crisis may worsen next year as lenders are hit by a new category of loans that haven’t caused much trouble. Bank analysts say they expect delinquency rates on so-called “option ARMs” [...]
(08/28/08 09:00 PM)
- Credit Cards Replace Small Biz Loans.
BusinessWeek:
The 30% interest rate on their small business credit card shocked James and Heather Hills enough to stop using it entirely in April.
The couple had turned to credit cards in early 2006 to get their Elgin (Ill.) startup, mhn Internet Marketing and PR, off the ground, after three loan officers told them that they [...]
(08/28/08 09:00 AM)
- Florida Car Financing With Bad Credit Loans.
Obtaining a loan for urgent requirements whether it is a car or a home has become a regular practice among the people all over the world. Most of the people who borrow a loan do not practically fe... (08/27/08 09:00 PM)
- In Quest of Logo: Update. For those of you who remember my burning desire to acquire a logo for my blog without pulling out a home equity loan, here’s the result No, it hasn’t taken quite this long to get, but close.
The process was painless, I believe because however slightly, I knew the designer. He knew a little [...]
(08/12/08 09:00 AM)
- Government Grants and Free Money. With the economy in bad shape like it is these days, many people are experiencing financial hardships. As a result, the scammers are out in force, advertising their books and CDs that promise free money from the government for everything from paying your bills to getting out of debt, and more.
I'm getting a boatload of emails from people who want me to help them write a letter to apply for a government free money grant. Many others write to say that they need the right form to apply for a grant or that they have written a proposal but don't know which government agency to send it to.
If you need help, you may be eligible for various types of government benefit programs, which are often called grants. Most of these programs are administered at the state and local levels. You don't need a special book to find them, and you don't need to write a letter or a proposal to apply. But you will probably have to meet certain income or other types of requirements, and you'll need to be realistic -- despite what the scammers and books tell you, the government is not going to give you a handful of free money to pay off your credit card bills.
Below is a list of categories of benefits and assistance offered by the government. You'll find this listing along with links to specific programs in your state as well as federal agency programs and other resources. Just click on the link to go to the website.
(04/14/08 09:00 AM)
clipped from www.govbenefits.gov
Select categories of interest.
Select categories of interest. (Check all that apply)
Career Development Assistance Child care/Child support Counsel/Counseling Disability assistance Disaster relief Education/Training Energy Assistance Food/Nutrition Grants/Scholarships/Fellowships Healthcare Housing Insurance Living Assistance Loan/Loan repayment Medicaid/Medicare Social Security Tax Assistance Veterans-Active Duty Volunteer opportunities
- It's Not About Proposal Writing, But....
a couple of weeks ago I was contacted by CNN Money/Fortune about an article they were preparing for Fortune Small Business on "Funding Sources for Women and Minorities." I gave them some info and resources on government grants and other sources of money and then promptly forgot about it. The author didn't contact me to let me know that the article had been published -- I only found out about it through some referral links from the article to my website.
If you'd like to read it, the article is here.
Oh, and they spelled my name wrong. You'd think that the author or editors would check this sort of thing. But I guess not.
(03/03/08 09:01 AM) - Using Personal and Home Loans to Finance Your Small Business. If you own your own home and need to borrow money for your business, a home equity loan may be an option. As with any loan, there are risks, but home equity loans are unique in that if you default on ...
(08/28/06 09:02 AM)
- Who Can Apply for an SBA Loan?. This article was adapted from material on the U.S. Small Business Administration Web site. Before becoming eligible for an SBA loan, you must have been turned down for a conventional loan. Most small ...
(08/27/06 09:03 AM)
- VA Mortgage Loans: Do You Qualify?. The Veterans Administration mortgage loan program was created in 1944 as part of what became known as the GI Bill of Rights. The goal of the program was to help returning war veterans become home ow ...
(08/26/06 09:02 PM)
- Applying for an SBA Loan. From the Small Business Administration When applying for a loan, you must prepare a written loan proposal. Make your best presentation in the initial loan proposal and application; you may not get a s ...
(08/26/06 09:02 AM)
- Reducing Your Monthly Mortgage Loan Payments. Just about everyone would love to reduce their monthly mortgage payments. There are several ways to accomplish this, and one of them is likely right for you.
You can substantially lower your mont ...
(08/26/06 09:02 AM)
- Key Business Loan Issues. When you start a business, you generally have two ways to raise capital: loans and equity contributions. There are some obvious disadvantages to loans. They require you, for example, to pay back the l ...
(08/25/06 09:02 PM)
- SBA Loans for Home-Based Businesses. Getting financing for a new venture is never easy, and finding funding for a home-based sole proprietorship business is even harder. But the Small Business A ...
(08/25/06 09:02 PM)
- Vacation Home Mortgage Loans . If you thought getting a mortgage for a primary residence was difficult, it can be even more challenging to obtain one for a vacation home. To you, a second home conjures up images of vacation fun a ...
(08/25/06 09:02 PM)
- Finding the Best Mortgage Loan for Your Needs. Before you start shopping for a mortgage, you need to know where you stand financially. You will want to figure out exactly how much you can afford to pay each month, as well as how much you have av ...
(08/25/06 09:02 AM)
- When Can You Apply for an SBA Loan?. Before you can become eligible for an SBA loan, you have to apply (and be turned down) for a conventional loan from a commercial lender. At that point, you may be eligible under SBA's Loan Guarantee P ...
(08/24/06 09:00 PM)
- Five Ways to Pay Off Your Mortgage Loan Faster. Most homeowners would love nothing more than not to have to put that mortgage check in the mail every month. But trying to pay off your mortgage ahead of schedule is not something to be undertaken l ...
(08/24/06 09:00 PM)
- Using Debt to Finance Your Small Business. General When your corporation takes out a loan, it is incurring debt. Loans are a well-known and well-used method of raising capital. The biggest drawback to taking out a loan for your corporation is ...
(08/23/06 09:00 AM)
- Will Biweekly Mortgage Loan Payments Really Save You Money? . If done correctly, biweekly mortgage payments can save you substantial amounts of money. The idea is based on the fact that a monthly mortgage means you make 12 mortgage payments a year. But on a bi ...
(08/21/06 09:00 PM)
- Car Buying: Before Getting a Lease or Loan. Your three major alternatives when acquiring a vehicle are leasing it, financing it with a loan, or using your own cash to pay for it. Of course, when you pay for a car with your own cash, you're not ...
(08/21/06 09:00 AM)
- Inflation Is Everywhere. Inflation Is Everywhere
"AT THIS POINT I'D probably dislocate a shoulder if I tried to pat myself on the back for my terrific bear call on bonds — which have gotten absolutely trashed as long-term interest rates have risen from 3.97% less than a month ago to over 4.5% this week. I have to be modest about this because I've been bearish on bonds for so long, you'd be justified in saying that I'm nothing but a broken clock that's right twice a day.
On the other hand, it would be equally fair to say "better late than never." All the realities I've been talking about in this column for so long have finally begun to catch up with the bond market. By the way, I'm not the only one who has waited impatiently for this day of reckoning. As recently as a month ago Alan Greenspan called low bond yields a "conundrum" and an "aberration." "
- Get your small business loans now! When inflation rears it's ugly head rates rise. -ed.
(07/29/06 02:29 PM) - Vacation Home Mortgage Loans . If you thought getting a mortgage for a primary residence was difficult, it can be even more challenging to obtain one for a vacation home. To you, a second home conjures up images of vacation fun a ...
